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Welcome > For Buyers > Find Your Perfect Home ...

Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation. 

As a top Port Jefferson, Stony Brook, Miller Place and Long Island real estate agent, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market. 

I have direct access to the Port Jefferson, Stony Brook, Miller Place and Long Island area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings. 

If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time! 

This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers. 

Tell me what you are looking for! It's my job to know every property in Port Jefferson, Stony Brook, Miller Place and Long Island, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible... 

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School Reports in Port Jefferson, Stony Brook, Miller Place and Long Island, New York
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What document must lenders provide within three days of receiving your application for financing?

A 
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Jolie Powell, REALTOR®, real estate agent and broker for Port Jefferson, Stony Brook, Miller Place and Long Island, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Jolie Powell
CIPS, E-PRO, SRES, CBR, TRC

Jolie Powell Realty
406 Main Street
Port Jefferson, NY 11777
Direct: : 631-774-2528
Fax: 631-774-2528
Office:: 631-473-0420
JoliePowell@NUMBER1EXPERT.com


Jolie Powell has been a distinguished leader in the Real Estate industry since 1987. Prior to entering the world of Real Estate, Jolie had a successful career in advertising in Manhattan, New York.

Always working to be at the top of her profession, Jolie has received her Certified International Property Specialist (CIPS) designation, Certified Buyer Representative (CBR) and Senior Real Estate Specialist (SRES) designations. Jolie also serves as Director of the Multiple Listing Service of Long Island and now elected as Zone Chairperson for the MLS.

Jolie’s expertise in counseling buyers and sellers brings people together from Long Island and, indeed, from all over the world. Having lived abroad and traveled extensively, Jolie has an excellent understanding of many cultures. As a Cuban-born American, Jolie is fluent in Spanish and communicates well with domestic and international clients, as well as professionals in other fields.

Jolie is proud of the high level of trust she and her clients have established and she looks forward to continue building exceptional client broker relationships.


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